So you favor a kind of libertarian capitalism where the problems caused by businesses are the responsibility of people suffering from them? If you don't like being addicted to heroin, don't buy heroin?
Since you asked, to be honest, I don't believe you know what you're trying to say and are just repeating an argument you've heard before and didn't think critically about. But I wanted to give you the benefit of the doubt and see if I can learn some deeper idea you may have had.