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That’s not how the Gini coefficient[1] is being calculated.

And now let's take a real example where 100 people have a trillion and 100,000,000 people have 10,000. And that's not even the bottom end.

Without external trade I doubt that 1 million will buy too much.

that thought experiment is nice but in the real world we have widespread poverty and 1% with more money than any human could ever spend