HPV was 'just' genital warts, until we found out that it causes cancer. Other animal species have cancer-causing viruses as well. Or take Chicken Pox: basic kid's illness in the past (and yes, it was worth getting it when younger before a vaccine was available to avoid late-life illness) but if you've ever known anyone with a severe case of shingles you'll know that it's not 'just' a virus that causes itchy rashes in grade-schoolers. Shingles can ruin people's lives.
Assuming you won't have any long-term issues from exposure to a dangerous virus is just rolling dice.