>We've proven we have limited capacity for that.
Currently.
In a system where resources are allocated not to cover the needs of all, but instead to ensure that the victor gets their spoils, this is true.
But IF a civilization makes it to a point where self-sustaining planet settlement is even a real possibility, I think you just have to assume they are post-scarcity and post-currency. Economic return isn't really a thing, if everyone can get what they want whenever they want it.
Therefore, any species with a natural propensity to exploration and curiosity as an individual is going to necessarily seek out new places as a whole. The individual will drive the societal, I guess is what I mean there. Because I want to see something new, and there is no scarcity of resources, society as a whole gets to see something new.
>I question whether interplanetary trade will ever move beyond intellectual property.
Honestly, I don't think so. Because, again, I'm of the firm belief that once a society is able to establish off-world colonies successfully, economics stops meaning anything at all, really.