> I think it matters since the service is being provided out of the person's goodwill and it will cost x amount of money for them in some way which would have already been factored into their finances which does not affect their budget.

This also may be true if someone charges for a service. They may offer a service at a loss, for example.

As for the rest of your comment, I'm sorry, it's too long. If you can write less verbosely and ask specific questions, then I can answer it. If you just want to keep making the point that civil rights legislation targeting the civil rights of people with disabilities is bad, I'm not interested in continuing the conversation.

I admit I stopped reading when you suggested that ramps are not strictly necessary since a wheelchair user always ask someone to carry them. I cannot believe you are having a discussion in good faith.