And then they notify law enforcement if they get a hit. Which means even if you're innocent - all your devices get confiscated for months, you probably rack up tens of thousands of dollars in legal fees, maybe lose your job, probably lose your friends and get the boot from any social organizations or groups.
They're waiting for two things.
One, CSAM to get out of the news cycle and the furor among users about CSAM to die down. This is standard corporate PR "emergency" management practice.
Two, to slide it into a point release after some minor, inconsequential change to say they "listened to users." iPhones with auto-updates enabled won't automatically upgrade to a new major release, but they will happily automatically upgrade to a point release.
You can of course upgrade to iOS 15 and turn off auto-updates, but then you won't get security updates, like the people staying on iOS 14.
Stay on iOS 14 until Apple surrenders completely on this.