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A monthly payment on a mortgage of $1mm is ~$4k. That’s the same cost to rent a 2-3br in the 1k-1.4k square foot range in much of San Francisco.

Napkin math suggests that it’s a reasonable payment for those >=$170k annual income, which is very common in software in the USA.

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there's also insurance, pmi if you didn't do the down payment, hoa seems common, taxes. Thats all more then 50% of my take home. (Im not including my rsu, im hesitant to budget off that theyre so variable) And a million dollar home is cheap at the moment. Looks like the median in sf if 1.5million.

I financed 250,000 of a mortgage last year, and my mortgage payment is about $1200 a month (including taxes and insurance)

Assuming taxes and insurance correspond with a % of home value, a 1 million mortgage would be about $4,800 a month.

Or about $4,000 a month if talking about a $1 million dollar house with 80% financed.

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