I would argue it's not inflated at all.
$400 a month for groceries? In SF?
A single meal at an "affordable" restaurant is often $30 after tip.
$400 a month for groceries? In SF?
A single meal at an "affordable" restaurant is often $30 after tip.
I've never considered nor seen anybody counting eating out as groceries. Is that normal?
We see this pretty consistently in media where crocodile tears are shed over a family making 500k and barely able to keep it together but you look at the budget and they are saving 80k in retirement and spending 20k on travel or whatever.