(old) Shoes, underwear, toilet paper, bottles of water, travel hand sanitizer, marine rations, first aid kit, u.s. army field survival guide (book).
Basically as much water as you can carry and 2-3 packets/pouches/bricks of emergency shortbread/fake-cake.
My threat models are 1) 3-day general disruption in services (water, electricity)... 2) immediate local disruption (fire, tornado), 3) "let's go camping!"
Basically pack a "let's go camping" backpack (heavy on bottled water and a few extra of those emergency bricks), and throw it in the car whenever you go "out" for like a hike or a weekend road trip or whatever.
The more you actually pick it up, use it, handle it, and travel with it... the more you'll figure some useful adjustments to it.
It doesn't have to really cost much money in any case, just don't throw away your next pair of shoes... grab your ugliest "TechBro" free backpack, and stuff 5 liters of water in there. You'd already be way ahead of the game in case of a widespread disruption of services.
I tend to keep my "dopp kit" ( https://en.wikipedia.org/wiki/Toiletry_bag ) in there when I'm not traveling which has my spare razor, q-tips, etc. ...again, total cost is nearing zero to get started, it's usually about making sure you've gathered useful things you already have into the same place.