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Have you considered including code for linking up to popular payment gateways? You should also take a look at the SaaS starter kit for rails [1] - it seems to be similar to what you're doing and might give you some new ideas.

[1] http://railskits.com/saas/

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I did in fact consider adding some hooks for payment gateways, but in the end I felt that it would be too specialized to do in a general way. A simple site can start easily and add a Google Checkout button (like I did) with a simple blob of HTML. Of course that's not a solution for everyone.

One possibility I thought of was adding support for payment verification callbacks. So you can create single-use digital downloads that are only authorized after payment is verified. If I ever get traction, that's definitely on my list for a future feature.

Thanks for the link to to the Saas starter kit- I'll take a look.

No more features! Give it away to the first 5-10 people in your target demographic you can find who'll take it, and see what they do with it. If they don't end up using it, why not? If they do, what is it missing? Stick to those 5-10 like glue and they'll tell you exactly what you need to build your business. (Read: Four Steps to the Epiphany)

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