> More on that, I think this insistence on “financial literacy” is a very dirty play by today’s middle class (of which I’m a part, I confess) so that it won’t accept responsibility for the condition of the poor classes, it’s a sort of “it’s their fault for being poor because they are financially illiterate, there’s nothing much that we can do, the system works, the main proof being that we’re not poor”.

Why the focus on middle class? At least middle class bloggers point out the benefits of financial literacy and at least a few people in poverty benefit from this education. The upper classes on the other hand don't do even that.

And anyway, concretely as an individual neither major political party in the US wants to tackle this meaningfully so votes on this front are irrelevant. Providing genuinely useful financial information can be argued to be far more positively impactful than whatever regressive housing policies (e.g., Prop 13) are enacted by our elected governments in the US.