Bullsh^^t raldi, I don't find anybody "lacking" and that's not fair to say. You asked a question, I answered it.
This is the last round of your game here I'm going to play, but fine, here goes:
I didn't explicitely say in my previous example that there's people in that burning building or victims being robbed, but I thought it was implied.
We value human life, not buildings and stuff.
If firemen routinely died running into burning buildings to save the building they wouldn't be very impressive. You'd imagine they'd be doing it because somebody is paying them well and if that's the case, that's the risk they take.
Highrise construction workers are not up there risking their life in a way where, on a moments notice, almost as reflex, they thrust themselves into peril to save a life.
They're doing it because they want and love the thrill and because they're well paid.