I know information workers who have workplaces that would gladly pay for nicer monitors or keyboards but don’t bother to even request them.
I know a couple with a brand new house that has a miserably squeaky front door that could be silenced a half dozen ways in under a minute.
People of all kinds contortion themselves into knots, giving little notice to the daily, near constant twinge of their circumstances but don’t improve them.
Tolerating ads is just one example of this.