For someone so value sensitive, what is keeping you in SFO inspite of the insanely high rents? That's money down the drain unless you can justify it.
Interesting events
Working on actually interesting things
Availability of tech jobs
Good scenery
Lots of places to exercise
Somewhat decent medical specialists which don't exist outside of a couple of major metro areas in the US
Startup investment which is hard to get if you don't live here, but if you do take it they also expect you to pay yourself barely enough to live
Good Asian supermarkets and overall decent food
There is some basic disfunctional public transit here which doesn't exist in most of the US; US cities with good transit are equally expensive