> the NVICP is perfectly sufficient for my own needs
How do you reach this conclusion?
At a max $250k per life, paid through a secret court with the deck stacked against the plaintiff, it doesn't appear to be sufficient for anyone's needs.
How do you reach this conclusion?
At a max $250k per life, paid through a secret court with the deck stacked against the plaintiff, it doesn't appear to be sufficient for anyone's needs.
Yeah, there's a tiny risk that I'll end up in a situation where I get screwed over, but I'm significantly more likely to suffer harm from Covid.
Your own calculations will vary, of course - this is just the math given my own risk factors.
The quantity of money required to support my family in the event of my death is not affected by the odds of my death.
Whether I'm the perfect image of health or an obese, chainsmoking, binge drinker, the mortgage bill is always the same amount.
Well, I feel like the latter is a much better deal, even if it's still not ideal.