There is a big difference between cellphone / laptop batteries and some random enormous 72V battery you might buy from AliExpress. I have used those big batteries and the word I would use is “scary.”
I’ve seen a couple of “spicy pillows” smoke out, never a full thermal runaway fire - thank god
I tried a 72 volt setup for about a week. Too fast lol.
I went through an airport with a home-made LiPo in my backpack. Fortunately one of the TSA recognized it was just a battery but it was a really scary few minutes. Lots of very silent stares