Registering AppleID involves phone number checking. In some countries getting one without exposing personal information is not trivial.
I silo my profiles. I have 4 of them. It’s really hard to do. Everyone encourages you to put all your stuff into a single profile. It’s awful for work life balance and security, but it benefits big tech companies, so that’s why it’s like that.
Do you want separate profiles for your password manager? Pay twice. Do you want separate personal and work windows installs (dual boot)? Pay twice. Etc..