That's not actually answering the question in the GP about why this is different.
Photos people send me to my Android are automatically sent through 3rd parties, either through MMS, Facebook messenger, Google Photos, or One Drive. Photos arriving on my device are almost guaranteed to be uploaded to both OneDrive and Google Photos based on how defaults of Android phones are setup.
So someone could already send hash collisions my way (purposely or inadvertently) and authoritarian governments already have access in their respective clouds (at least China does).
And yet, there are not stories of people being falsely accused of child porn due to PhotoDNA hash collisions.
Why does "on device for apple devices only" change the calculus.