Yeah. I used to work for a Hamburg based fintech that was one of the first to get its PSD2 license.
We still had to fall back to scraping at some points. Perhaps that’s different now.
We still had to fall back to scraping at some points. Perhaps that’s different now.
One major limitation is that PSD2 only regulates access to payment accounts, but doesn't mandate access to credit cards, investment accounts, savings accounts etc. This is why screen scraping (to everyone's dismay) is still used - to "expand" what's possible with real bank APIs.