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Ok, but it's like the portion of Mint or Quicken that interfaces with financial institutions, and it enables end user applications, right?

When I wrote "how is it different" I meant how is it different in the task it performs which (I assume) Mint and Quicken also perform.

Mint also did screen scraping, powered by Yodlee [1], if that’s what you mean. So, yes, same risks as Plaid.

They later moved off of Yodlee to Intuit APIs, post acquisition, although those also do screen scraping [2], and thus carry the same risks.