That's completely fair, all I'm saying is that i'm for people to have the choice and options to do so if they can and want to and live where they want to live. If people want to take more risk along one dimension compared to other things they care about, good! If they want to take less risk along another dimension for things they care about, that's good too!

More governmental jurisdictions offering a variety of ways people can try to live the way they want to live is better than less, imo.