Excel formulas probably have more beginner-level users than anything else.
Personally I tend to use it for light one-off database metaprogramming. Get a lit of objects that need to be maintenanced, generate the appropriate commands with a column of identical formulas, and then paste that back into the sql utility. (For more complex or long-lived things I'll use a more traditional language of course.)
(Why yes, I am going to pretend I didn't accidentally a word.)