After 9/11 there were enormous structural issues with the world order that made it easier for terrorist groups to proliferate. That's why the Treasury Secretary was in all the initial planning meetings- there were two prongs to our response, one financial, one military.
The military one was an unmitigated clusterfuck.
The financial one was a rousing success. We forced the world to tighten financial controls, largely ended anonymous banking, seized huge quantities of terrorist funds, and made it really, really hard for the people trying to kill us to get money and to move money around.
There was a financial War on Terror, and we won it. Just because the military side went so badly doesn't meant there wasn't a real threat.