In the UK one needs specific landlord insurance for this situation.
I expect that unless you rented out your space a lot in a given policy year, it may render it unprofitable to do so.
I expect that unless you rented out your space a lot in a given policy year, it may render it unprofitable to do so.
I hate to think of the potential liabilities if someone got injured in your home and you didn't have the right insurance.