Electron can't be even charitably described as "native". Honesty in marketing is so depressingly rare.
If you won't even be honest about your technology stack, how can I trust you to be honest with the important stuff?
React running in a headless instance of chrome is a webapp, plain and simple.
Categorising what can charitably be called a repackaged website as native or high performance is quite simply lying. It is entirely not the case that it is so and therefore it's neither pedantic nor overly so.
Some hybrid apps are "repackaged website", but others are built to be high performance desktop apps. For instance, I wouldn't call vscode or slack "repackaged websites" even though they're built using Electron & web technologies.
You aren't up front about the tech details of your product, despite posting on one of the most technical sites around... Not a good look.
Then you go on to claim you wanted to build a desktop app, and then you list React of all things. LMAO.
I'm sure your product is great but you need to refine your pitch. You come off as disingenuous at best while you're asking your clients to trust you with their cryptocurrency, in a market segment that's already rife with fraud and scams.
Anyways, best of luck with the launch.
Regarding whether electron apps are desktop apps or not, we can go on and on about it. I do understand the demerits of Electron technically but I also see merits in using it for startups like ours where we can quickly build and test with users.
Regarding trusting with users' cryptocurrencies, we don't hold any cryptocurrencies. They remain on the exchanges.