I have never once in my life thought about activating an automatic back up to cloud feature on any phone I have ever owned, for a single second. So yes, it is hella different. This is for all the same reasons I backup personal data only to my NAS and use cloud accounts for generic shit like purchased music backups and nothing more.
I prefer losing all my photos if my phone is pickpocketed in between backups to having a public record of everything I ever photographed. Am I the 0.00000001% or something? I didn't even realize I was the odd man out, honestly.