I have an unusual, hard to spell surname. One time when I lived in the UK I found it hard to open a new bank account.

After a bit of investigating I found out that I had been placed on the Credit Industry Fraud Avoidance System because different spelling of my name had been used in previous applications. This was seen as an attempt to get past credit checking, in reality the people entering my name in to their systems mis-spelled/mis-typed my name. As a result of someones carelessness I was flagged as being risky.