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> With a disciplined approach to investing, I think that it's very much possible to reach financial independence with a typical tech salary in the US

Bear in mind that you have been the beneficiary of an exceptional bull market

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I should mention that I started regular automated index fund investing in the mid 1990s. I have been through two _big_ market corrections: 2001 and 2008-9. Despite being nervous, I never once stopped my automatic investments.

I understand, but consider how different your situation might be if those corrections had occurred at the end of your career rather than the beginning.

And 2020. Down 30%

And fully recovered (irrationally?) within 4-5 months.

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