It happened to me. Those 24h were no fun.
It's amazing the number of systems which don't verify email before giving out an account.
I've taken control of:
Disney
DropBox
Redbox
...
But it gets worse!
Someone working at AT&T Mexico apparently decided to start entering my address as a placeholder when signing up customers that didn't have one. So I started getting phone bills -- with complete call histories -- for people all over Mexico. After several unsuccessful attempts to contact AT&T, I set up a filter to delete them.
Once a Spanish telecom did even worse, and populated seemingly their entire database with my address, so I'd get hundreds of phone bills all at once on the first of the month. I think they fixed it after two billing cycles.
Once a school in Chile made me an admin of their paid Zoom organization. I was actually unable to remove myself from their org or change the account's address, meaning I basically couldn't use Zoom until they removed me. (I'm unsure whether the school fixed it or Zoom fixed it after I made an angry tweet that went viral; whoever fixed it never bothered to follow up with me.)
The list goes on and on...
Wired even wrote an article about me. https://www.wired.com/story/misplaced-emails-took-over-inbox...
If you run a web service, PLEASE VERIFY ALL EMAIL ADDRESSES.
PS. Just now as I write this, someone in Spain scheduled an appointment for car service using my address. The e-mail contained a link to cancel the service, which I clicked. Oops.
If it was someone at Zoom: getting past the company's lawyers and PR people might have been too much of a barrier to bother.
Worst offender, by far, is Chilean companies. Total disregard of privacy practices. Almost none from Spain (GPDR effects I guess)
Don't remind me. I spent forever trying to figure out why I was still being charged for an Xbox account I'd already canceled. Turns out Microsoft had one account with the dot and one without.
First initial and last name it even worse. John, Jonathan, Julie, Jacob, James,and more all start with "J." I've gotten rental agreements, investment reports, appearance contracts, song demos, family pictures (not my family), and more.
You're so right.
This is a big reason I'm looking forward to Apple's iCloud+ custom domain names. Outlook.com already supports custom domain names for paying customers in a very limited way, but hopefully Apple's move will light a fire under Gmail product management to offer this, perhaps through Google One.
Other providers are moving beyond this, i.e. offering custom domains to a wider set of (paying) users. Outlook.com already supports this in a limited way (domain must be with GoDaddy, kind of silly), for Microsoft 365 Family and Individual users. And Apple is apparently going to offer it to everyone as part of iCloud+ too.
Not everyone needs the full Workspace offering. In fact Google has Google One for exactly that kind of customer, and a custom domain name would fit neatly into the Google One proposition.
And because Gmail treats that dot differently else I have some interesting cases like where I have 2 Instagram accounts under my email, one with it and one without, and it's not always clear which one the email is for until I expand the details. I have been tempted to log in and shut these down, but I'm pretty sure that is illegal. However some sites require me to log in to unsubscribe or contact support so into the spam they go.
Ehh. Intent matters a lot. I'm not saying someone couldn't go after you, but as long as you weren't actively trying to make off with their data or impersonate them I think you'd be in the clear.
Imagine you got such an email and were confused. So you went to log in but couldn't. So you reset the password in confusion. That's not illegal, it's a very reasonable response to being notified of an account that you don't remember creating. If contacting the service provider fails, closing the account would seem to be the only remaining reasonable course of action. It's not your fault the service provider doesn't verify things.
Amazon
A few years ago my dad got an email saying he'd bought something on Amazon, using an account none of us had created. Turned out someone used his email address to make a purchase. We reset the password and logged in. It looked like a legit purchase and seemed plausible, based on the person's name (we saw the shipping location), that it could have been a mistake.
I doubt it would be an issue in practice though. Far more likely is that you might inadvertently get caught up in a ban from the service due to the illicit content being linked to the account you recovered which would now be linked back to your metadata (IP address & etc) since you recovered it which would in turn link to your regular account.
My email address has a very particular custom domain that can't be explained with a typo, and I don't know anyone in Texas. Very weird. Netflix support was like, whatever, why do you care?
Still puzzled about why and how that happened.
I thought all the emails were spam, until one day I realized they seemed pretty legit. I went to FB directly, forgot password, and had to use Google translate until I could switch the interface to English. I tried to delete the account, but got locked out. It took a lot of effort to get FB to delete that account.
My FB friends never once offered oops. How sad.