That's very valuable even when solo, and worth typing a "commit" command once in a while.
You can try and convince me until you're blue in the face dude, but I've tried it and I just don't like it. End of story.
I don't much read my git-commit-comments but I think it is useful to write them.
I don't usually branch, at least at this stage of the project. Probably yes when I go to production when there is a need to fix bugs in the released version(s) without having to put all the latest code into it.
Even without branching commits are a good way to save the latest known good state I can easily go back to if things didn't work out.
I've used source control for all personal projects since, and it's in no way a burden. In fact, there have been another couple of instances since the first, where I would have lost a bunch of work without it.