> They spend all their energy chasing experiences [...] choosing easy, cushy jobs instead of taking a small risk and starting their own businesses
It's hard to assume that post is not irony but apparently it's not. Half of the points are so obviously wrong that I won't even attempt to invalidate them. (The other half seem to go ad hominem) Life is surely easier than in the past but that's a good thing. Society profits when core problems are solved - I wish that was the case anyway.
On the other hand there are no risk free ways to earn money, especially not if you don't have any money on your account. Anything else would be statistically and economically out-of-bounds.