Just wanted to say, as a male, I had this exact experience. I was playing Pavlov VR using my wife's account. Steam profile avatars float next to people in that game, so people assumed I was female. I didn't have a mic, so I couldn't correct them. A group of people started repeatedly asking whether I was female, not for any purpose other than "hurr durr female," and then ultimately hunted me down. I forget exactly what the game was (there are custom games, so it changes from map to map) but it was exactly the feeling you describe here, of "this is totally unrelated to anything in the game."
It was eye-opening, and I'm sorry you have to deal with it.