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For me I feel like a 10 year pre-pay would be worse. I'll forget about the fact that I need to pay for it again in 2031.

Yearly at least keeps me on my toes a bit.

You still have to renew it yearly to keep the expiration 10 years away.

Also most registrars will send you an email when it's about to expire. If it does get dropped, there's a grave period to recover it.