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> If your car is unsafe, you could kill someone. If you sideload an app on your phone, that only affects you.

If there is no authority / safety-check over the apps, potentially thousands could lost millions from new wave of scams. Some sort of oversight has to be in place for devices with that much personal data. In the worst case scenario, Apple could get sued for that.

If this happens, maybe the device should become unsellable since you could sideload unremovable adware and then sell it to an unknowing buyer.

An malicious app that turns your device into another botnet zombie definitely does affect others.