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Comment by andrewingram | Hacker News Reader

It's a great problem to solve, and killing the payday loan industry is a good thing to do.

Out of curiosity, why is the app UI and feature set practically identical to Wagestream (I worked there last year, so i'm pretty familiar with it)?

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Wow, you aren't kidding. Even the copy on the landing page is a Spanish translation of Wagestream's landing page.

Who fancies making Cashriver?

What exactly is the same? I just checked and they look different.

Scroll down to the app screenshots on payflow.es and wagestream.com. The UI for withdrawing cash is pretty much identical.

Thanks, yes it looks like a 1:1 copy. Interestingly, the founders reply to other questions here but not to the copy accusation.

In fact, only just yesterday, someone asked me “how come Wagestream copied your UX/UI?” ;)

So... is the ;) an admission that you copied theirs? Does YC know about this?

In addition to the app screenshots mentioned by a sibling, look at the marketing materials. Many of the headers are a translation of Wagestream's headers, and the branding is all focused around circles in much the same way (most obviously in the app screenshots, but they both re-use the image of the circular slider in multiple places on the page).

To top it off, Payflow is a (near) synonym for Wagestream.

At first I thought I was looking at a newly-launched Spanish brand of Wagestream (they have launched in other countries under different names, so it wouldn't be unexpected).

I know Payflow has a subtly different value proposition (not charging for withdrawals). And it's totally conceivable that this is the obvious UI for this feature set, but it's really hard to miss the glaring similarities.

Indeed! We really like the idea of making the employer pay for it. We think it makes it a better benefit if the employee doesn’t have to pay.

Oh, that's why the copy read so weird!

As a native Spanish speaker, the text read awkwardly. I chalked it up to regional differences (LatAm v. Spain) but this explains a lot..

Sincerest form of flattery. Plenty of room in this market for all players.

Indeed… We think it’s a better way to get paid and we hope that one day everyone will get paid on-demand (worldwide). Let’s make that happen! ;)

Interesting observation! There are 100+ startups in the world trying to help with on-demand pay! Most of them have a very similar UX/UI.

Below are the top few products that turn up in a Google search for "on-demand pay". None have the circle-focused branding that you copied from Wagestream, and none (except Payflow) are synonyms for Wagestream.

A suggestion: you seem to recognize that it's too late to deny that you copied Wagestream's branding wholesale. Commenting repeatedly on this thread implicitly acknowledging the fact while not addressing it head on is not a good look.

* https://www.dailypay.com/

* https://www.ceridian.com/products/dayforce/payroll/on-demand...

* https://www.paylocity.com/our-products/payroll/on-demand-pay...

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