This is a good point but it points to something some might not like. Resource constrained warehouses might on skimp on covering the risk of fire, resource constrained restaurants might skimp on sanitation, Resource constrained power companies (PG&E) might skimp on line maintenance and let whole towns burn to the ground (Paradise, 80+ people, Berry Creek 30+ etc) and so-forth (up to every company being too "resource constrained" to pay to stop global warming). In cases of this sort, you have companies risking both their capital and the life and limb of average people.
We really have companies following this resource constrained logic and horrible things have and are happening. Economists describe this dynamic in terms of "externalities" and letting it run rampant pretty literally has in world on fire (and drowned under water, etc).