Except for:
- Selling/buying illegal stuff (like drugs or credit cards numbers)
- Ransomware and other scams
With cryptocurrency I'm completely out of luck and my money is gone forever by design.
Bitcoin is about having the option to choose between custodial and permissionless.
XMR really doesn't feel like it offers that.
You can do this without ever having to identify yourself to advertising firms or anyone else.
* Making payments to parties underserved by banks, whether it's legal cannabis dispensaries, or Wikileaks when the credit card companies blockaded them.
* Triggering financial exchanges, without the friction (and risk of PII theft associated with the identity-based accounts that centralized custodians use) of signing up to a traditional online brokerage or exchange, via crypto transfers to self-executing smart contracts like decentralized exchanges.