Reading stuff like this makes me feel old. The - new generation? - who seem to always publicly remind themselves that they're good enough after all and just like everyone else and normal and it's hard for us ... and now don't get me wrong: these things can be true. But I grew up not standing on a soapbox and exclaiming these things, and not thinking or writing in that way.
It's kind of a race to the bottom if everything is treated like you're an object and not a subject, as in, blowing around in the wind by objective forces that are external. There really is a mix of external and subjective forces at play, but we're reminded of the external with this style.
I would have said, "I fucked up. I used to be bad with money. Now I do this: __ __ __. "Bad with money" implies an immovable predicament and "I'm not alone" implies systemic forces at play. Again, the focus on the absolute and removal of the subject.
Yes, I'm extrapolating quite a bit from so little, it's just that this style of writing seems ubiquitous now.