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You too can take out a loan against some collateral and have the same tax treatment.

You can yeah. But you’re not gonna get anywhere near the rates/types of loans you can get as a billionaire.

The parent comment was complaining about unequal tax treatment, not about interest rates.

The interest rates aren't particularly important in this concept. Just that you have enough collateral so that you can life off the loan while the collateral appreciates in value, so that you're not forced to sell it.

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