Indeed, fortunately duct tape exists.
For those calling the 1984 references over the top fear mongering, I'd just ask one question: Why does Microsoft even care about users having a camera? When you answer that, I'd probably respond with "Nope, not a strong enough reason to be a requirement for Windows, try again." Rinse and and repeat. It's happening in China, it's happening at Amazon...
That's the next logical step, for "security", of course.
Putting tape on camera's leaves residue and we all get stuck in Zoom calls these days.
Put a small piece of clean paper over the lens to protect it, then tape over that.