I think an argument can be made that using a remote repo is a valuable habit to cultivate.

Like flossing your teeth and checking the tire-pressure on your car, it can save you frustation down the line.

You might want to refer to a project you worked on 8 years ago. If you don't standardize your workflow, you may never be able to find it amoung the dozens of computers and storage devices you've used over the years.

If you ever work on a collaborative project, the ingrained habit of using a remote repo will help your effectiveness working in a team.

Using a remote repo can also serve as part of a 3-2-1 backup strategy. Not using a 3-2-1 backup strategy? Well... plan on losing hundreds of hours of work some day in the future.