How much money even gets spent on medical bills for bikers who choose not to wear helmets? If everyones personal lifestyle choices now have a monetary impact on each other, then how much intervention does this justify? Should people be forced to eat healthy and exercise? Obesity cost the healthcare system significantly more than motorcycle injuries. Alcohol, candy, cigarettes, even OTC drugs have a huge cost on the healthcare system, should those be illegal? What about mental health? Should people be prevented from doing anything considered "health threatening" out of the fear they may cost tax payers money?
Also should people be allowed to opt-out of a universal healthcare system and be exempt from lifestyle regulations?
From my european pov I've always felt universal healthcare would never work in the US due to this focus on individual freedom over almost anything else.