No, I think you might be mistaken. I have been bitten by this when doing a simple BIOS reset for a computer that was having charging/battery issues. Resetting the BIOS tripped Bitlocker, which I did not configure or enable, it was enabled after doing the initial Windows 10 setup.

Since the account was a local account, not one signed into a Microsoft account, the Bitlocker keys were not backed up an all data was lost. I was stunned, I've been doing laptop repair for almost 10 years and I've never seen something this stupid.