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I would have expected Synology to be included.

What we need is something like iOS TimeCapsule. Let the Phone do the Photo Management on Devices, and have an on site ( Home ) DataBackup as well as offsite ( iCloud ) Data Backup.

Apple could even make iCloud Backup subscription a requirement for TimeCapsule to function.

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What is the advantage over the iCloud photos service they already have?

I actually have a copy of Data I owned in my own physical property. Not in a cloud server and account. iCloud, still to this day have somehow a small chances of corrupted backup. Apple deleting iCloud Backup after 60 days ( I think extended to 180 days I am not too sure ) if your devices does not connect to it even if you are continuously paying. Fully encrypted iCloud Backup and Photos so Apple dont see any of it.

Numerous other things.

Apple does not delete iCloud photos if you don’t connect to it every 180 days, that’s for iCloud device backups only.

The solution to it supposedly being unreliable would be to make it reliable, not invent workarounds. You’d still be unhappy if the service allowed local storage and the cloud service was unreliable.

This is just not the kind of business Apple is in.

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