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Why is Comcast cutting people off for a year instead of just charging per GB above the cap or upgrading to a higher class service?

This is a punishment without a trial.

In this case, there is no need for a trial. The evidence is indisputable and the OP admits to the action.

In a free market, I should charge what I want. Why does Comcast need to create a higher tier when 99.9% don't need or want it?