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I think it's reasonable to do a personal assessment of the risk. Yes, COVID can have very negative short and long term effects. BUT, what are an individuals chance of getting COVID? Quite a bit less than 100%. That's not the same math as the vaccine.

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I think this depends a lot on the time scales you are looking at. COVID isn’t going to go anywhere once the pandemic is declared over. The chance of you getting it at some point is very high.

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