> what’s the general process for navigating the minefield?
Let me start with, I am very ignorant of the pitfalls. If you can get a HAM license, they will teach you all the rules and you'll get to play in more RF space.
Otherwise, if you limit your transmissions to the WiFi bands at 1mWatt or less, you'll be fine (those are open). However, it is very difficult to do well because you are likely to generate noise on a band you are not trying to transmit on. Then the FCC will get mad at you, because you are responsible for all transmissions. Step into the wrong frequency range and you're looking at a 5 figure fine.
If you just want to play with radio hardware, so are a few other bands like 433Mhz where you can buy transmitter/receiver boards that the manufacturer certifies will not transmit outside freq. range. That's tested, so they should work well and you won't get in trouble with the FCC (the manufacturer limits the boards), the manufacturer would.