This is what classist "but they have refrigerators" arguments love to obfuscate. Yes, a poorer person might still have a roof over their head and a smartphone. But they're spending a huge chunk of their income on rent. They want to move somewhere cheaper, but there are fewer opportunities, or their pay would go down too. They avoid seeking medical care because of how astronomically expensive it is, which makes future negative outcomes more likely (and more expensive). And seeking higher education amounts to taking on tens of thousands in debt from predatory lenders, with only a few college majors actually amounting to a good ROI.
It's not that poor people now have it worse than poor people in the 50's, it's that we shouldn't set the bar that fucking low in the richest country on earth. Our society could do so much more. That's what all these commenters are missing, willfully or otherwise.
Medical care has always been expensive. We have made a lot of progress: 200 years ago those ER bills would be zero: because everyone just died from what we consider solvable today.
2. Have you considered that Adam Smith's anecdata from 200 years ago may not be accurate anymore?
Having made progress since 200 years ago is no excuse for piss-poor progress compared to where we could be.
I'll restate my earlier point. The vast majority of Americans would suffer huge financial setbacks (to put it lightly) from one visit to the emergency room. Health insurance historically being tied to your employer isn't the problem, health insurance itself is the problem. It's a predatory industry which has successfully lobbied to make healthcare immensely lucrative for themselves and financially ruinous for average people.
It's interesting to me that you still think nationalized healthcare is "stupid" even though dozens of countries [1] have successfully implemented it. And yet you can look at the system we have here in the US, and say "oh it's just that it's tied to your employer. Otherwise it'd be fine." Healthcare isn't a commodity and shouldn't be marketed as such. The evidence that nationalized health systems can work well is everywhere. I also refused to see it for a while because of internalized fear of the "socialism" boogeyman, but turns out you can just do it and still have a capitalist market for other things. Go figure.
1. https://www.health.ny.gov/regulations/hcra/univ_hlth_care.ht...
What people say is often very different from the truth. It is hard to measure make an objective measure of quality of life, but that doesn't mean the subjective measure is actually correct.