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Why wait until one is old to have fun? Why assume one will even live to enjoy retirement? Can one even pick up windsurfing at a typical retirement age?

I took off 3 years in my 20’s. 34 now, and back on track to retire in my early 40’s. Saving for retirement and enjoying life today are not mutually exclusive.

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This sums up my (admittedly naive) view towards retirement. Why would I sacrifice so much of my youth for a future so far down the road that I will 1) most definitely be in worse shape for, and 2) may not even reach? I think the wringer of grad school is enough of an investment in my future.

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