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When you subtract all the retirement savings, they're doing it on half that ($73,000).

Having the money to invest and deciding to do so does not mean you don’t have the money.

A family on the median household income would have negative net income with that level of investment.

Yes, and an awful lot of families in Africa and Southeast Asia are doing this on 1/150th that amount. With more kids. Your point?

The existence of more extreme poverty doesn’t change the fact that 150k/yr is not a ton of money to support a family of 5 in most American metro areas.

About 46% of US families apparently, https://www.statista.com/statistics/183807/number-of-househo...

Small point, but the average household size in the US is 2.5, on half of the 5 people in this household, so you really can't compare their family income to family income statistics for much smaller families.https://www.statista.com/statistics/183648/average-size-of-h...